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Arlette is 28 years old and a single mother of two children. She owns and operates a hair salon in a district of the city, where she has been for the past two years. Thanks to her determination and dynamic personality, Arlette has turned many of her neighbors into loyal customers. She has gradually increased her customer base to the point where she feels the need to increase her stock of merchandise.

Arlette wants to use this loan to buy beauty products (oil, hair straightener, etc.) in order to satisfy her customers and increase her revenue. She plans to use part of her income to reinvest in her business, and the remainder will be use to provide for the needs of her family (education, nutrition, and housing).
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Arlette est une femme de 28 ans, célibataire et mère de 2 enfants. Elle possède et gère un salon de coiffure dans un quartier de la ville depuis 2 ans. Grâce à sa determination et à son dynamisme, elle a su fidéliser une bonne partie de son voisnage et augmenter graduellement cette clientèle au point où elle ressent le besoin d'augmenter son stock de marchandises. Elle voudrait avec ce crédit acheter des produits de beauté (huile de cheveux, défrisant, etc) afin satisfaire sa clientèle et ses prévisions de résultat. les bénéfices seront réintroduits dans son activité d'une part et subviendront aux besoins familiaux (éducation, nutrition, logement) d'autre part.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 492.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Arlette to buy beauty products (oil, hair straightener, etc.).
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Jan 24, 2013
Currency Exchange Loss:
Sep 4, 2014