George is a 29-year-old married man. He has a child. He describes himself to be determined man. He operates a barber shop where he provides hair cuts. His business is located within a fast growing business environment and his primary customers are local residents. He describes his biggest business challenge to be lack of capital for business expansion. He will use the 50,000 KES loan to buy a computer which will be used to start a new business of a cyber cafe. He hopes that in the future he will have a publishing and printing company. This is his second loan after taking a previous loan of 20,000 KES which he managed to pay back.