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Rustem, a retiree from a village in southern Albania, is requesting a loan to add one more cow to his existing herd.

People in his village have spoken about Rustem’s love for the animals and the extra care he shows to them. He lives with his wife and both manage business, yet laughing and in her presence he said,” My wife doesn’t do much labor. I do it all; she just comes around and pretends she is helping.”

“This is my second loan, but I am responsible and I will pay my obligation, no matter what,” he added. “Adding another milk cow will increase production and will help us to put some money aside for rainy days,” his wife said. Kindly note that she did not want to be photographed.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $2,737,725
    Funds lent in using Kiva
  • 104.9
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Rustem to add one more cow to his existing herd.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Jan 24, 2013
Currency Exchange Loss:
Oct 17, 2014