Nazmie is in her fifties, married and the mother of four children, one of whom still attends public school. She and her family live in a village which is not far from one of Albania's larger cities. Almost everyone in this village practices agriculture and raises livestock as a way to support themselves. Nazmie and her family go to the nearby city to sell their products. She has been in animal husbandry for nearly 20 years and is requesting this loan to buy a new dairy cow. She has taken out and repaid previous loans on time.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.