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Biaziz is a 45-year old woman, married, with two children. Her husband and eldest son work in house construction. Biaziz is a vendor. She sells various traditional ethnic fabrics for women’s clothing. She has been in this business for 15 years. Biaziz launched her business with a small capital, and she used have a small sales volume, but in 2006, upon the advice of some acquaintances, she turned to MDO Arvanda for a loan. Since then she has been a constant client of the organization. Biaziz plans to buy several rolls of fabric and expand her business using her loan. She thanks Arvand for continuous financial support.
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Биазиз женщина в возрасте 45 лет, она замужем, имеет двоих детей. Ее муж и старший сын работают мастерами по строительству домов. Сама Биазиз занимается торговлей, она продает различные национальные ткани для пошива женской одежды. Этим видом деятельности она начала заниматься пятнадцать лет назад. Биазиз начинала свой бизнес с малого оборота и товарооборот у нее был маленький но в 2006 году по совету своих знакомых она обратилась в организацию Арванд и решила взять кредит. С того года она стала постоянным клиентом этой организации. Биазиз планирует закупить несколько рулонов тканей и на полученный кредит хочет расширить свой бизнес. Она благодарит организацию Арванд за постоянную финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 267
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Biaziz to buy traditional fabric.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 26, 2013
Currency Exchange Loss:
Feb 17, 2014