Zainab is very grateful to all Kiva lenders who made her life better as compared to a year ago. She had a small kiosk, but with the loan she increased her stock, earned more income, and purchased a motor bike for transport services in the city. Her income increased, and she diversified her business. She now supplies retailers, especially women, with clothes, sandals, headscarves, and other African prints. Zainab invested part of her income to repair the family house. She is very thankful to Kiva, and she said, "My business, family, and life have changed for the better because of Kiva." Zainab would like to continue building her economic status and is therefore requesting a loan of Le. 3,426,000 to expand her business.
About Salone Microfinance Trust (SMT)
Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.