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Mahmad is a 50-year-old resident of the Vakhsh region. He is married with three children. His wife is a homemaker. Mahmad attended a professional high school, where he was trained as a welder. He is employed in construction work. He has been using his trade for seven years.

Mahmad also works in coal sales, which provides his main source of income. He works off of land rented from his brother. He has been working in coal sales for four years now. He is requesting a loan to purchase coal. In the future, he plans to open his own retail outlet.
View original language description ↓
Махмад проживает в районе Вахш. Ему 50 лет. Он женатый человек. Махмад является отцом троих детей. Его жена домохозяйка. Махмад имеет средне - специальное образование, сварщик.
Махмад занимается строительными работами по найму. По специальности Махмад занимается 7 лет. Кроме того он занимается купле-продажей угля. Этот вид бизнеса является основным источником дохода. Торговлей Махмад занимается в земельном участке свое брата, которую он арендует. В этой области он уже четыре года. Махмад берет кредит для покупки угля. В будущем он планирует открыть собственную торговую точку.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 104
    View loans »
    Tajikistan Loans Fundraising
  • $29,921,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Mahmad to purchase coal.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 26, 2013
Currency Exchange Loss:
Nov 17, 2013