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Phal
Phal is a 42 year old married mother with five children. She is originally from a rural village of the Tbaung Khmum district of Kampong Cham province. All of her children are dependents - two are still in school while the remaining three help with the family’s business.

For the past twenty years, the main source of her family's income has come from rice farming and cassava planting. To better support the family and earn more money, Phal's husband works for others. Together, Phal and her husband can earn about 28,000 KHR per day to meet the family’s needs. Of this amount, they manage to save about 13,000 KHR each day for the future.

This is the second microloan for Phal with Kiva’s partner, VisionFund. She has completely repaid the first loan, which helped her to improve her living conditions. Now Phal is requesting a new loan. With this loan, she will buy fertilizer for her farmland and a decent motor for her family. She hopes this loan will enable her to get a high crop yield from her rice paddy. The motor will help her family in their commute.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 201
    View loans »
    Cambodia Loans Fundraising
  • $37,041,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Phal to buy fertilizer for her farmland.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2012
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014