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Yadira Del Carmen

Update on Yadira Del Carmen

Yadira del Carmen, 38, is single and has two children, ages 16 and 11. Six years ago she set up a small store in her home with a lot of effort so she could pay for her household expenses.

She's requesting the loan to be able to stock her store by buying rice, sugar, beans, salt, soap, oil, coffee, detergent, and other things. This way she'll be able to keep her customers, who are loyal because of her good service.

Her goals are to improve her business and the physical structure of her house, but mainly for her children to finish their studies without any problems.

Yadira's grateful for the help that Kiva lenders offer to low-income people and poor countries such as Nicaragua.
View original language description ↓
Yadira del Carmen tiene treinta y ocho años de edad, dos hijos de 16 y 11 años, es soltera y desde hace seis años instalo una pequeña pulpería en su hogar con mucho esfuerzo, con el objetivo de solventar los gastos de su hogar, solicita el crédito con el fin de poder surtir su pulpería en la compra de arroz, azucar, frijoles, sal, jabon, aceite, cafe, detergentes entre otros y así conservar a su clientela, quienes se mantienen fiel debido a la buena atención que ella les brinda, sus metas son mejorar su negocio y la estructura física de sus casa, pero principalmente que sus hijos terminen sus estudios sin ningún problema, Yadira agradece la ayuda que los inversionistas kiva le brindan a personas de escasos recursos y países pobre como es Nicaragua..

Previous Loan Details

Yadira del Carmen is a 37 year-old single mother who has to provide for her 2 minor children. She has a store in her house where she sells basic consumer goods. Through a lot of effort, she has been able to develop a solid customer base, as her store is the most well-stocked in the area. She a... More from Yadira Del Carmen's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,447,400
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Yadira Del Carmen to buy products for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 23, 2013
Currency Exchange Loss:
Nov 17, 2013