Update on Karen YeseniaKaren Yesenia is 31 years old, married, and has two children. She lives on the outskirts of San Pedro Sula, Cortes.
Karen has a business selling food. She sells breakfast, lunches, baleadas (Honduran stuffed tortillas), pollo con tajadas (chicken with fried green plantain), etc. She has this business set up in her home, and the customers are her neighbors and passersby in the area. She says she says that her business is going well because every day there is a great deal of demand for the food. On some occasions she also sells food by order.
She has decided to request another loan from ODEF for 15,000 lempiras, as this is her second loan cycle. With the money she is going to buy the ingredients necessary for making the food, such as meats, condiments, grains, soft drinks, flour, lard, etc. With another portion, she is going to buy a motor so that she can have potable water, as she has had many problems, and this investment will solve them.
Her dream is to set up her business in a permanent location where there is more pedestrian traffic. This is so that she can obtain better earnings, which will allow her to improve her family's quality of life.
Karen tiene un negocio de venta de comida, ella vende desayunos, almuerzos, baleadas, pollo con tajadas etc. Este negocio lo tiene establecido en su casa y los clientes son los mismos vecinos o personas que pasan por la zona. Dice que le va bien con el negocio, porque la comida siempre tiene mucha demanda a diario. En algunas ocasiones también vende comida por encargo.
Ha decidido solicitar otro préstamo a ODEF de 15,000 lempiras siendo este el segundo ciclo, con el cual va comprar los insumos necesarios para elaborar los alimentos como carnes, condimentos, granos, refrescos, harina, manteca etc. también otra parte va comprar un motor para tener agua potable, ya que ha tenido muchos problemas y esta inversión lo solucionará. Su sueño es lograr instalar el negocio en un local fijo donde haya mas transito de personas y Para obtener mejores ganancias que le permitan mejorar la calidad de vida de su familia.
Previous Loan DetailsKaren Yesenia is 30 years old, married, and has two children. She lives in a an outlying neighborhood of San Pedro Sula, Cortes.
Karen has a business selling food. She sells breakfast, lunches, "baleadas" (Honduran stuffed tortillas), chicken with fried plantains, and other dishes. This… More from Karen Yesenia's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid