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María Gilma
Achuapa, a beautiful and enchanting town, dedicated to various commercial activities – it is here where the young Maria Gilma lives.

Maria Gilma is a single mother, who has two children under her care. Both study, one in the university and the other in primary school. She can barely afford to provide food for the children and pay the university costs for her daughter, but she also sees a big need of her children is for her to buy them a computer to improve their education, which they greatly need. It is because of good health, her honesty and her good credit record that she has been able to succeed in developing her children.

She gives thanks to God for having enlightened her to be able to request a loan with Ceprodel and Kiva and she hopes that they provide her the financing to be able to obtain part of her main dreams of succeeding in giving a better education to her beloved children.
View original language description ↓
Achuapa un bello y encantador municipio donde se dedica a diferentes actividades comerciales, es aquí donde habita la joven María Gilma.

María Gilma es una madre soltera, cuenta con dos hijos bajo su cargo, ambos estudian, uno en la universidad y el otro en la primaria, a duras penas ella mantiene la alimentación de estos pequeños y los gastos universitario de su hija, pero también ve de gran necesidad de sus hijos poderle comprar una computadora para mejorar la enseñanza que tanto necesitan.
Cuenta con una buena salud, su honestidad y su buen record crediticio que le ha ido logrando el desarrollo de sus hijos.

Agradece a Dios por haberle iluminado de poder Solicitar un Crédito con Ceprodel y Kiva y espera que le brinden el financiamiento para poder llegar a obtener parte de sus principales sueños de lograr a darles una mejor enseñanza a sus queridos y amados hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,102,875
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped María Gilma to buy a computer.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 23, 2013
Currency Exchange Loss:
May 17, 2014