Sarah lives in Paynesville South, which is one of the more populated areas in Montserrado County. She is 50 years old. She is a widow with 8 children between the ages of 22 to 34, and they all live on their own. For the past 20 years she has been selling pepper, oil, vita, etc. She started this business with a small amount that she received from her friend, and she learned this way of business from her friends. She uses the profits from her business to maintain her home. She is requesting a loan to purchase more pepper, oil, vita, etc. for her business. Her plan is to build a house.