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Evelin Del Carmen
Evelin is 31 years old, married and has two children. For the past eight years she has been selling dried fish. She used to work in agriculture with her parents, but when she married she decided to sell dried fish, especially after her children were born. She needed to help her husband with the household expenses. A friend invited her to learn this business.

She gets up very early to prepare breakfast for her children and husband, she drops her children off at school, and goes out to sell fish on foot. In order to buy the fish, she needs to take a pick up or walk 45 minutes, then she arrives at the place where she boards the bus that takes her into the city, then takes another bus to the beach.

She will use the money from this loan through Fundación Campo to buy 300 bricks, six bags of cement, and iron bars to build a wall and use the rest of the money to buy fish. She wants to build a metal wall so that it will improve her humble home. She will sleep more soundly and will also have more fish to sell. What she wants mostly is to provide an education for her children and build a brick home little by little.
View original language description ↓
Evelin tiene 31 años de edad, es casada y tiene dos hijos. Desde hace 8 años se dedica a la venta de pescado seco; antes trabajaba en la agricultura junto con sus padres. Pero cuando se caso decidió trabajar en la venta de pescado seco, más cuando nacieron sus hijos, ella tenia que ayudar a su esposo con los gastos del hogar. Una amiga la invito a que conociera como era este negocio. Se levanta muy temprano a preparar el desayuno de sus hijos y esposo, luego deja a sus hijos en la escuela y se va a vender el pescado de manera ambulante. Para comprar el pescado, la señora debe abordar un pick up o sino caminar a pie unos cuarenta y cinco minutos. Luego llega al lugar en donde aborda el autobús que la conduce a la ciudad, después aborda otro que la conduce a la playa.

El préstamo que esta solicitando a Fundación Campo, es para comprar 300 ladrillos, 6 bolsas de cemento, medio quintal de hierro, para construir una pared y el resto para comprar pescado. Desea construir la pared, pues es de lámina y mejoraría su humilde vivienda, dormirá más tranquila y poseerá más pescado para vender. Lo que más quiere es brindar a sus hijos educación y construir poco a poco una casa de ladrillo.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 650
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Evelin Del Carmen to build a wall and buy some fish to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 9, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014