Anicet, the group's representative, lives in Bujumbura. He is 40 years old and married to Jovanie. Together they have six children, from 5 to 15 years old, of whom four are in school. He has a member of his extended family in his care who is a student.
He has been doing commerce in hardware (buckets, metal trunks, …) for twelve years.
He is on his fourth loan with Turame. With this KIVA loan he is obtaining, he is going to increase his capital and purchase a lot of sheetmetal to make buckets, trunks, … in large quantities to resell, so as to earn more.
In the coming years, he would like to do commerce in shop goods (beans, beauty lotions, shoes,…) Furthermore, he would like to see his children study and complete their schooling.
Anicet, le représentant du groupe habite à Bujumbura. Il a 40 ans et est marié à Jovanie. Ensemble ils ont 6 enfants, âgés de 5 à 15 ans, dont 4 étudient.
Il a sous sa charge un membre de sa famille élargie, qui étudie.
Il fait le commerce des produits de la forge (sceaux, malles métalliques,…) depuis 12 ans.
Il est à son quatrième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter beaucoup de tôles pour la fabrication de sceaux, de malles,…en grande quantité, à revendre, pour gagner plus.
Dans les années à venir, il voudrait faire le commerce de boutique(haricot, lait de beauté, chaussures,...). Il voudrait en outre, voir ses enfants étudier et terminer les études.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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