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Ms. Zareena is a 42-year-old married lady. She has been stitching for 20 years. She knows stitching technique very well and by this time she has become famous in her community for her neat work. She has maintained a regular list of customers and makes enough to lead a decent life. In this way she is contributing a lot in the family income.

Zareena is a mother of three children; two sons and one daughter. She wants to provide her children with a bright and prosperous future. To cope with the increasing demand of her customers, she has applied a loan of PKR 30,000. She intends to utilize this loan amount to purchase spools of threads, packs of buttons, lace, and zippers in various colors. She expects a boost in her earnings and wishes to spend part of the profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 446
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Zareena to purchase spools of threads, packs of buttons, lace, and zippers in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014