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Iryna
Iryna is a female farmer. Since 2005 she has been growing cucumbers, tomatoes, radishes, and summer squash.
Her husband and two children, 17 and 10 years old, help her with the farm.
The business started with growing tomatoes and radishes outdoors.
Iryna decide to purchase film to cover a greenhouse in order to protect the cucumbers, tomatoes and radishes from the cold and wind.
Plans for the future include expanding the number of greenhouses for the planting of cucumbers and tomatoes.
Personal plans include finishing her home to live in.
She needs your help to finance greenhouse film.
View original language description ↓
Ирина - женщина фермер. С 2005 года занимается выращиванием огурцов, помидоров, редиски и кабачков.
Справляться по хозяйству ей помогает муж и двое детей 17-ти и 10-ти лет.
Развитие деятельности начиналось с выращивания помидора и редиски в открытом грунте.
Ирина решила приобрести пленку для перекрытия теплицы, чтобы защитить огурцы, помидоры и редиску от холода и ветра.
В планах на будущее: увеличить количество теплиц для посадки огурцов и помидоров.
В личных планах: достроить дом для проживания.
Нуждается в вашей помощи для финансирования пленки для теплицы.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,000
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,208,075
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD