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Chynarkul is 51 years old. She has raised 5 children, all of whom are now grown-up, and only her youngest son continues to live with his parents and help his mother. As the main source of income for her family, Chynarkul has been farming and raising livestock for the past 30 years, having started this business practically from zero. Thanks to her hard work, Chynarkul's herd currently includes 2 dairy cows and 4 sheep and goats, and her business's monthly profits amount to approximately 20,000 som (KGS).

Chynarkul needs to develop her business and increase her profits. With this in mind, she has turned to Bai Tushum & Partners for a loan of 85,000 som (KGS) to buy additional cows in order to increase her income from sales of milk and dairy products. Chynarkul plans to invest her profits from this loan into further development of her business.
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Чынаркул 51 год, она воспитала 5 детей. Все дети взрослые,лишь младший сын живет с родителями и помогает маме. В качестве основного источника дохода для своей семьи, на протяжении 30 лет занимается полеводством и животноводством, начав этот бизнес практически с нуля. Благодаря упорному труду Чынаркул в ее хозяйстве на сегодняшний день имеется 2 дойные коровы, 4 голов мелкого рогатого скота, ежемесячная прибыль от хозяйства составляет около 20,000 сом (KGS). Чынаркул нуждается в развитии своего хозяйства и увеличении доходов. В связи с этим, Чынаркул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 85,000 сом (KGS) на покупку коров, для увеличения дохода от продажи молока и молочных продуктов. Доходы от кредита Чынаркул планирует вкладывать в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Chynarkul to purchase dairy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Jan 25, 2013
Currency Exchange Loss:
Feb 17, 2014