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Luzminda is a 49-year-old widowed mother of four children. She lives in Clarin, Misamis Occidental.

She has been operating a general retail store for the past two years. She earns 15,000 PHP a month.

In 2011, Luzminda joined GDMPC to gain access to financial services. She expected such services to help improve her business and living situation. Now she is requesting a loan of 20,000 PHP to buy more items to resell, such as eggs, noodles, shampoo, soap and toothpaste. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1627
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Luzminda to buy more items to sell in her store, such as eggs, noodles, shampoo, soap and toothpaste.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 23, 2013
Currency Exchange Loss:
Feb 17, 2014