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Zenaida works hard to support 7 children. She is married and has a general store business in the Philippines.

Zenaida requested a PHP 1800 loan through NWTF to buy an ENVIROFIT COOKSTOVE.

She is getting the envirofit cookstove because she wants to avoid future lung diseases resulting from continued toxic smoke inhalation.
Zenaida is aware that by using the envirofit cookstove, she is not only saving money; she is also helping the environment and reducing hazardous health risks to her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1941
    View loans »
    Philippines Loans Fundraising
  • $61,098,225
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $50 helped Zenaida to purchase an envirofit cookstove.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 23, 2013
Currency Exchange Loss:
Jan 17, 2014