Jorge Humberto is 51 years old and lives with his wife and children in a home of their own. He raises corn and sorghum and has been farming for many years. It’s allowed him to obtain better harvests. The land on which he works has a high agricultural potential and it’s ready for planting and close to his home. He sells everything in the community’s surrounding area and has many customers who prefer to buy from him because of the quality of his products, the good prices, and above all for the excellent service he gives his customers.
Jorge is an enterprising man with a great desire to get ahead. With great effort and dedication to his work, he is certain that this is the only way he can have the success that he greatly desires. He had some losses during the last season because of the weather and he wants to recover. To do this he needs capital to back him, so he is requesting a loan through INTEGRAL so he can buy corn and sorghum seeds, insecticides, herbicides, etc.
Jorge Humberto has good payment references from his friends and he is very happy with the help and is committed to repaying this loan and at the same time provide a good life for his family.
Jorge Humberto de cincuenta y uno años de edad vive junto a su compañera de vida y sus hijos en casa propia, él se dedica al cultivo de maíz y maicillo tiene varios años de trabajar en la agricultura y ha adquirido valiosa experiencia que le permite obtener las mejores cosechas, el terreno donde cultiva tiene un alto potencial agrícola, esta apto para la siembra y muy cercano a su vivienda, comercia en todos los alrededores de la comunidad y tiene mucha clientela que lo prefiere por la calidad de producto, los buenos precios pero sobre todo por el excelente servicio siempre a la disposición de los clientes; Jorge es un hombre emprendedor con muchas ganas de salir adelante, se dedica con gran esfuerzo y dedicación a su labor esta seguro que solo así logará el éxito que tanto desea; en la ultima temporada de siembra tuvo algunas perdidas debido a los cambios de clima y quiere recuperarse pero para ello necesita de capital que lo respalde por eso le solicita a INTEGRAL un crédito que le permita comprar, semilla de maíz, maicillo, insecticida, herbicida, etc. Jorge Humberto tiene buenas referencias de pago por parte de sus conocidos y esta muy contento con la ayuda por eso se hace responsable de cancelar la deuda y a la vez tiene la esperanza que le dará a su familia una vida plena.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.