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Jose De Los Angeles
Jose lives with his wife in Ticuantepe along. He works as a carpenter and mason; his wife is a merchant and he wants to succeed in life and provide a good future from his children. He will use the money from this new loan to buy building materials such as cement, cinder blocks, sand, iron bars, etc. so that he can achieve his greatest dream to finish building his home. He is grateful for the support that Afodenic and Kiva have provided.
View original language description ↓
El señor Jose habita en el municipio de Ticuantepe, junto a su esposa e hijos, el trabaja como carpintero y albañil, su esposa es comerciante el quiere superarse en la vida y darle un buen futuro a sus hijos. con este nuevo credito comprara materiales de construccion como: Cemento, Bloques, Arena, Hierro etc. para asi cumplir con uno de sus sueños terminar su casa, Agradece el Apoyo que Afodenic le ha brindado en conjunto a Fondos Kiva

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Jose De Los Angeles to buy building materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 1, 2013
Currency Exchange Loss:
Nov 17, 2013