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Manuel Elias
Manuel lives in Manta canton and is 25. He decided to look for work so that he could finish his education and help his family. Since no one gave him the chance to work in a company, he used his money to open his clothing business. The business has grown slowly and now has a good client base.

Manuel will use the loan to buy clothing, jewelry, and other merchandise. His goals are to have a clothing and jewelry store, help his family, and improve its well being.
View original language description ↓
Manuel vive en el cantón manta tiene 25 años. El tomo la decisión de buscar trabajo para terminar sus estudios y ayudar a su familia, pero como nadie le daba la oportunidad de trabajar en una empresa. El decide reunir dinero que tenia para así dar apertura su negocio de ventas de ropa. En la actualidad su negocio poco a poco creció hasta llegar a tener una excelente clientela.
Manuel con el préstamo comprara ropa, joyas varios etc. Su meta es poder tener un local de ropa y joyas y ayudar a su familia y mejorar su forma de vivir

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Manuel Elias to buy clothing and jewelry.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 23, 2012
Jan 22, 2013
Currency Exchange Loss:
Feb 25, 2014