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Miriam
Forty-one-year-old Mirian is a hardworking, happy, dynamic woman who wants to get ahead. She is married to Einer, who is a teacher, and they have two children, 15-year-old Einer and 13-year-old Keiker. They live in the house they bought through hard work and dedication.

Mirian sews and makes women's, men's, and children's clothing for a living. She learned this business when she was very young by studying at an occupational education center. She was able to learn everything she needed to work in this field and she has been able to make a name for herself and attract some customers.

She started out by setting up her own sewing studio in her home with only one machine, which she bought with her savings, and tending to her customers' needs, which have been increasing. She has been in this business for over five years and so far she has worked on her own.

She likes her business as she can count on the income to cover her household expenses and offer her family a better quality of life. Her husband's salary from teaching was not enough and they needed additional income. She wants to continue and expand her business and buy more sewing machines.

This is her second loan with MFP. She is happy to know that she can count on financial support to solidify her plans and so she promises to be responsible about her payments so she will have a good credit record.

With the requested 1,000 nuevos soles, she will buy sewing materials, such as fabric, thread, elastics, buttons, etc., and she will look for low prices for her bulk purchases so she will have a wider profit margin.
View original language description ↓
Mirian, de 41 años de edad, es una mujer trabajadora, alegre y muy dinámica, deseosa de progresar. Es casada con Einer quien es docente, fruto de ésta unión tiene 2 hijos: Einer de 15 años y Keiko de 13 años de edad respectivamente, habitando en su casa propia que compraron con esfuerzo y dedicación.
La actividad a la que de dedica Mirian es la costura y confección de prendas de vestir para damas, caballeros y niños, actividad que aprendió desde muy joven estudiando en un centro de educación ocupacional, logrando aprender todo lo necesario para desempeñarse en éste oficio y ha sabido hacerse conocida ganándose algunos clientes.
Para empezar instaló su propio taller en su casa, iniciándose con una sola maquina que compró con sus ahorros, atendiendo los requerimientos de sus clientes que han ido en aumento. Realiza ésta actividad desde hace más de 05 años, y hasta el momento de desempeña sola.
Le gusta su actividad por contar con un ingreso económico para solventar los gastos del hogar y brindar una mejor calidad de vida a su familia, porque a su esposo no le alcanzaba con los ingresos que tiene en su actividad de docente, necesitando de un ingreso económico adicional. Desea continuar y ampliar su negocio y comprar otras maquinas de coser.
Este es el préstamo número 02 con la institución MFP, está contenta de saber que cuenta con una poyo financiero para concretar sus planes, por tanto se compromete a ser responsable con el pago de sus cuotas para tener un buen récord crediticio.
Con el monto solicitado de 1000 nuevos soles, lo invertirá en la compra de materiales para costura como telas, hilos, elásticas, botones, etc., buscando precios bajos por sus compras en volumen, para tener un mayor margen de ganancias.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,956,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Miriam to buy sewing materials, such as fabric, thread, elastics, and buttons.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 16, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013