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Ol'ga
Ol'ga is a farmer. She has been growing wheat, sunflowers and watermelons since 1992.
Her husband and daughter, who works as an accountant, help her farm.
She started her business by planting two hectare of wheat.
Ol'ga and her husband decided to buy tractor tires and a harrow attachment to plow their plots of land.
Plans for the future: start growing a cherry orchard and also plant grapes.
Personal plans: remodel their home.
She needs your help to finance the tractor tires and harrow attachment.
View original language description ↓
Ольга - фермер. С 1992 года занимается выращиванием пшеницы, подсолнечника и арбуза.
Справляться по хозяйству ей помогает муж, и дочь, которая работает бухгалтером.
Развитие деятельности начиналось с посева двух гектар пшеницы.
Ольга с мужем решила приобрести шины для трактора и прицепную борону для вспашки своих земельных участков.
В планах на будущее: заняться выращиванием черешневого сада, а также посадить виноград.
В личных планах: на будущее сделать ремонт своего жилого дома.
Нуждается в вашей помощи для финансирования шин для трактора, и прицепной бороны.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,000
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,210,050
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD