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Dilshad's Group
In this Group: Dilshad, Tahira, Salma, Nazia
Dilshad is a 55-year-old woman. She lives in Punjab, Pakistan.

Since 2007, she has been running a general store in her house. She works very hard to meet her family needs. She needs additional capital for the growth of her business.

For that, Dilshad, as a member of four-person lending group, has requested a loan from Kiva's partner, BRAC Pakistan. With the loan amount, she will be purchasing a variety of products like flour, biscuits, ice cream, candies, sugar, and rice. This will help her to more professionally satisfy her clients as well as to increase her savings for the better future of her children. Dilshad is very hopeful that the loan will be a lucky and productive one for her family.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 200
    View loans »
    Pakistan Loans Fundraising
  • $14,215,100
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Dilshad's Group's $1,025 loan helped a member to purchase a variety of products to sell in her store.
99% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2013
Listed
Jan 22, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013