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Ms Saba is a 21-year-old, unmarried lady. She explains that her father’s income is insufficient to meet the family's living expenses. In other words, she knows that her father cannot provide for the family on his salary alone.

As a result, Saba works hard to contribute to the family income. Specifically, she started her boutique clothing business nine months ago. She has become famous on her street for providing stylish clothes.

In order to satisfy customer demand, she needs to purchase bundles of clothes, spools of threads, packs of buttons, and laces in various colors. For such goods, she contacted Kashf Foundation and applied for a loan in the amount of 25,000 PKR. With the loan proceeds, she expects to be better able to cater to her customers' wants and needs over time. She aspires to save money to expand her business in the near future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Saba to satisfy customer demand and to expand her business by purchasing various clothing materials (e.g., bundles of clothes, spools of threads, packs of buttons, and laces in various colors).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014