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Joyce is a person who defines herself as charming, friendly, open, and very nice to everyone. She is married and has three children, between the ages of 8 and 14 years.

Joyce decided to launch a business that would enable her to help her husband financially. This is why she started selling ballast and blocks; she has seen it go well, and she has been helping with her household's finances.

The loan that Joyce has applied to Yehu for, will be used to buy ballast and blocks. Currently her business is going very well, as Joyce does not lose heart, and works enthusiastically each day to improve the quality of life for her entire family.

Joyce's dream is to see her business grow and expand, and with this income continuing to help her household, and providing a good education to her children.

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

About Kenya

  • $1,800
    Average annual income
  • 717
    View loans »
    Kenya Loans Fundraising
  • $44,802,225
    Funds lent in using Kiva
  • 86.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Joyce to buy ballast and blocks, which she will resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Jan 22, 2013
Currency Exchange Loss:
Feb 17, 2014