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Ruzan
Ruzan is 19 years old and lives in Sevan city with her parents, her brother and her sister. Ruzan is a student at Gavar State University in the field of Accounting and Audit.
At the same time, Ruzan is working in Sevan Hospital as a computer operator. She confesses that she prefers to meet her needs herself without depending on her parents.
Ruzan needs a loan of AMD 150,000 to pay her tuition fees for 2013.

Additional Information

More information about this loan

This loan is part of NorHorizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,400
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $13,193,200
    Funds lent in using Kiva
  • 406.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ruzan to pay her university tuition fees for 2013.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2013
Listed
Jan 22, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014