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Khouch's Group
In this Group: Khouch, Neang, Kimthen, Tharong
Khouch, 39 years old, is a villager in the Prey Chhor district in Cambodia’s Kampong Cham province. She is a mother of two children, both of whom are dependent on her and are still in school.



To support her family, Khouch farms rice, while her husband works a construction worker in the local area to earn additional income for the family. Having been in their businesses for 15 years, she and her husband are able to earn approximately 35,000 KHR per day from their current businesses to meet their family’s needs.



Khouch has been with Kiva’s partner, VisionFund, for two loan cycles. Notably, she successfully repaid the prior loans, which enabled her to buy construction materials for her husband’s business and to support her children’s education.



Now she is leading her group of four to ask for another loan. Khouch, who is the group's leader, will use her portion of the requested loan to buy fertilizer and rice seeds for her farmland. She hopes that her crop yield will be substantial this year and will be sold for a good price, which would enable her to improve her family’s living conditions and to keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 259
    View loans »
    Cambodia Loans Fundraising
  • $37,493,750
    Funds lent in using Kiva
  • 3,996.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khouch's Group's $1,325 loan helped a member to expand and improve her farming business by purchasing fertilizer and rice seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 25, 2012
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 18, 2014