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Halimjon lives in a small village with his family and raises cattle. Previously, he and his wife worked at a poultry farm as simple labourers. However, the farm closed and many people were laid off, including Halimjon. At the time, he was already engaged in raising cattle at home and selling his animals at a market. However, having lost his employment, he decided to travel to Russia to find work there, while his wife and son continued to look after the animals. Unfortunately, Halimjon was unable to find good employment opportunities abroad, and was forced to return to his home village.

Halimjon has decided to invest all his efforts in his cattle business, since it is the only activity that earns him an income. Recently, he discovered that MDO Arvand is in a partnership with Kiva, and that he can obtain a Kiva loan and realize his plans. Halimjon applied for a loan, which he will use to purchase cattle and expand the size of his herd. He thanks Kiva for their financial support and assistance.
View original language description ↓
Халимчон живет со своей семьей в кишлаке . Он занимается разведением Крупно рогатого скота. Раньше он и его жена работали в птицеферме обычными работникоми. Вскоре многих сотрудников сократили с работы так как это ферма закрылась, в том числе и Халимчона. В то время Халимчон разводил скот и продавал на рынке. Но оставшись без работы он решил уехать на заработки в Россию, его жена продолжала с сыном разводить скот. Но там Халимчон не смог найти хорошую работу и был вынужден обратно вернуться в свой кишлак. Халимчон решил серьезно заняться откормом скота так как это единственный бизнес который дает доход.
Халимчон недавно узнал,что Арванд сотрудничает с организацией Кива и став клиентом Кивы можно получить кредит и осуществить свои планы. Он решил получить кредит и на полученный кредит хочет купить скот и увеличить поголовье скота.
Халимчон благодарит организацию Кива за финансовую поддержку и помощь.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 112
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Halimjon to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Jan 24, 2013
Currency Exchange Loss:
Feb 17, 2014