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Garik is 45 years old. He was born and lives in the town of Kapan in the Sunikskiy Region. After graduation from high school Garik enrolled in the Saratov State University in the Russian Federation to major in history. After completing his studies in Russia Garik came back to his home country to his town of Kapan. He never worked in the field according to his profession as he confessed to the loan officer, God has given him a gift of voice. For many years Garik has been singing professionally. Ten years ago he has put together a band and goes on tour to almost all towns in Armenia and Nagorno-Karabakh Republic. In his set list there are mainly traditional Armenian and folk songs, but sometimes he sings jazz and blues.

Besides touring Garik works nights in a restaurant and he is frequently invited to sing on weddings, birthdays and corporate parties.

Garik has been divorced for several years, he has a son and a daughter who live with his ex wife. He spends part of the income on living expenses with his mother who is retired and on support of his children, and other part of the income goes towards recording of new songs and making of new videos.

Garik needs a loan in the amount of 300,000 Armenian dram to record a new song.
View original language description ↓
Гагику 45 лет .Он родился и живет в городе Капан,Сюникской области. После окончания средней школы Гагик поступил в Саратовский Государственный Университет Российской Федерации на факультет истории . После учебы в России Гагик вернулся на родину ,в родной город Капан. Он никогда не работал по своей специальности и как он признался кредитному специалисту - Бог наградил его голосом. Уже долгие годы Гагик занимается профессиональным пением. 10 лет назад Гагик создал свой вокально-инструментальный ансамбль и с концертами бывает почти во всех городах Армении и Нагорно-Карабахской Республики. В репертуаре Гагика в основном армянские народные и фольклерные песни но иногда он поет джаз и блюз.
Кроме гастролей Гагик по вечерам работает в ресторане и его часто приглашают петь на свадьбах, днях рождениях и на корпоративных вечеринках.
Несколько лет уже как Гагик в разводе , у него есть сын и дочка которые живут вместе с его бывшей женой. Часть прибыли Гагик тратит на его проживание с матерью пенсионеркой и на обеспечение своих детей, а другая часть прибыли уходит на записи новых песен и на съемки новых клипов.
Гагику нужен кредит на сумму 300,000 Армянских драм для записи своей новой песни.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

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About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • 406.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Gagik to record a new song.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Jan 24, 2013
Currency Exchange Loss:
Jul 17, 2013