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Nicodemus
Nicodemus is a 40-year-old man who is married to Maria, a 35-year-old lady. They have been blessed with three children: Irma, 19, is a college student; Hans, 16, attends third grade of junior high school; Rianty, 7, attends second grade of elementary school.

Nicodemus runs a poultry business. It takes a ten meters walk to reach his business place, as he did not have adequate empty space to lay the hen coop. Nicodemus started the business three months ago.

Every three weeks, Nicodemus purchases chicks and fodder from the supplier, raises them for 28 days in order to get them to the standard weight, and then sells them directly to the regulars. Besides running this business, Nicodemus also runs a pig-breeding business; his first loan from TLM has been spent to initiate the business.

Recently, Nicodemus has a plan to improve the business. He has applied for his second loan from TLM amounting to IDR 7,500,000. He would like to spend the loan on more chicks (two boxes) and the fodder. Nicodemus also wants to provide vaccine and vitamins for these chicks to ensure their health.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.


TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.



Join our lending team TLM West Timor.

About Indonesia

  • $4,458
    Average annual income
  • 64
    View loans »
    Indonesia Loans Fundraising
  • $4,482,925
    Funds lent in using Kiva
  • 9,620.0
    Indonesia Rupiahs (IDR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $800 helped Nicodemus to buy more chicks (two boxes), fodder, vaccine and vitamins.
90% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2013
Listed
Jan 21, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014