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José Armando
José, 33, is married and has three children. From a young age he was left alone with his father when his mother died. Since then, he learned how to work in agriculture growing corn and beans. He also worked taking care of cattle for a family and still works at this job. He gets up at 3 in the morning to milk the cows and to get to the place where the cattle are he must walk over some hills. José is an enterprising man who also learned how to work in construction and how to make hammocks. He has a chicken farm at home and he works hard every day; his wife helps him care for the chicks and to make the hammocks. In order to buy feed and supplies for his chicks, he must go to a place that’s a kilometer away from his house and he must walk there since there is no transportation available to that place.

The loan he’s asking Fundación Campo for is to buy 17 quintals of feed concentrate to make 200 chicks grow; he will also buy metal sheeting and lumber to expand the farm and will use the rest to buy supplies to make hammocks. With this investment, he will expand the farm making it more comfortable and the chicks will grow better. Also, he’ll be able to rotate the chicks weekly supplying demand from the businesses he sells them to earning higher family income. His dream is to improve his house, install brick flooring since it’s currently dirt and to build two bedrooms for his children.
View original language description ↓
José tiene 33 años de edad, es casado y tiene tres hijos. Desde muy joven él quedo solo con su padre; debido a que su madre murió. Desde entonces, aprendió a trabajar en la agricultura, sembrando maíz y fríjoles. Además, trabajo como cuidador de ganado para una familia y este trabajo aún lo desempeña. Se levanta a las tres de la mañana para ir a ordeñar las vacas, para llegar al lugar donde esta el ganado debe caminar por unos cerros. José es un hombre emprendedor, que además a aprendido el trabajo de albañilería y la elaboración de hamacas. En su hogar ha instalado una granja de pollos de engorde, todos los días él trabaja muy fuerte y su esposa le apoya en el cuido de los pollos y en la elaboración de hamacas.

Para comprar los insumos y el concentrado para sus pollos, lo hace en un lugar que esta a un kilómetro de su casa, llega ahí caminando, pues no hay transporte para ese lugar.

El préstamo que esta solicitando a Fundación Campo, es para comprar 17 quintales de concentrado para crecer 200 pollos, lamina, madera para ampliar la granja y el resto para comprar insumos para elaborar hamacas. Con la inversión, ampliara su granja, la hará más cómoda y crecerá mejor a los pollos, además rotara cada semana sus pollos, supliendo la demanda de los negocios a los cuales les vende; obteniendo mejores ingresos para su familia. Su sueño, es mejorar su vivienda, ponerle ladrillo al piso ya que es de tierra y construirle dos habitaciones para sus hijos.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 594
    View loans »
    El Salvador Loans Fundraising
  • $21,986,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped José Armando to buy 17 quintals of chicken feed, building supplies to expand the farm and supplies to make hammocks.
75% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 18, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A