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Vilma Del Carmen
Vilma is 40 years old, divorced, and has five children. She lives in a neighborhood in the town of San Francisco Atlántida.


For the past four years, Vilma has been selling new clothing such as blouses, shirts, trousers, dresses, and children’s outfits. She also sells cosmetics and knickknacks. Her business is located in her house and she has an established clientele.


Vilma decided to request a loan in the amount of 12,000 HNL so that she can buy more merchandise to maintain the inventory in her business. She hopes this investment will result in more profits. Her goal is to work hard so that she can grow her business and provide food and an education for her children.

View original language description ↓
Vilma, tiene 40 años de edad, esta divorciada, tiene 5 hijos y vive en una aldea que pertenece al municipio de San Francisco Atlántida. Ella tiene 4 años de dedicarse a la venta de ropa nueva como blusas, camisas, pantalones, vestidos y ropa para niños. Ademas vende cosméticos y achinería. El negocio lo tiene establecido en su casa y ya tiene su clientela fija. Vilma a decidido solicitar un préstamo de 12,000 Lempiras para compra de más mercadería y mantener surtido su negocio, con esta inversión ella espera obtener más utilidades. Tiene como meta trabajar duro para que crezca el negocio y que nunca les falte la alimentación y educación a sus hijos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 18
    View loans »
    Honduras Loans Fundraising
  • $8,225,225
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Vilma Del Carmen to buy new clothing to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 14, 2013
Listed
Jan 21, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013