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Pablo Ramon
Pablo Ramón is originally from the town of Condega, some 35 km north of the city of Estelí. He has been living in his own home for about 18 years together with his wife, who works as a teacher, and with his four children.

Pablo Ramón currently works as a merchant mainly buying and selling vegetables such as onions and potatoes. He buys the products in the rural areas and distributes them in the surrounding towns of Estelí, Ocotal, Somoto, etc, which generates income. Furthermore, he has a farm where he keeps his livestock and he grows basic grains such as beans and corn for consumption, and has been engaged in this work for about 20 years. It is worth mentioning that these are his main sources of income with which he supports his family.

Pablo Ramon came to the Ceprodel offices to ask for a new loan to buy five calves for fattening which will be grazing on his property and later they will be sold at a greater weight and a better price bringing income in from customers.
View original language description ↓
El señor Pablo Ramón es originario del Municipio de Condega, a unos 35 km al norte de la ciudad de Estelí, reside en su casa propia desde hace unos 18 años junto a su esposa la que se desempeña como maestra y junto a sus 4 hijos.

El señor Pablo Ramón en la actualidad se desempeña como comerciante y su actividad principal es la compra y venta de verduras tales como son las cebollas y las papa, el compra estos productos en las zonas rurales y la distribuyen en los mercados de los pueblos aledaños como es Estelí, Ocotal, Somoto, etc., lo que le genera las ganancias, además el tiene su finca donde maneja su ganado y siembra granos básicos como frijoles y maíz para el consumo, el se dedica a esta labor desde hace aproximadamente unos 20 años, cabe mencionar que estas son sus principales fuentes de ingreso para el sostén de su familia.

Pablo Ramon se presento a las oficinas de Ceprodel con el objetivo de solicitar un nuevo financiamiento para la compra de 5 novillos para engorde los que serán repastados en su propiedad y luego serán vendidos con un peso mayor y a un mejor precio lo que le generara ganancias al cliente.



Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,397,050
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Pablo Ramon to buy five calves to fatten for later resale at a higher weight and better price.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 18, 2013
Listed
Jan 21, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 18, 2014