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Update on Francis

Francis is 42 years old, married, and supports his three children aged between eight and 14 years old. He is in dairy farming with a monthly income of KES 17,500.

He has borrowed a sixth loan of KES 40,000 from KADET LTD and intends to use this amount to purchase materials for construction of a dairy shed in his farm.

The profits he earns will be used to educate his school-going children and add more livestock.His dream is to excel in his dairy farming and educate his children to greater levels.

Previous Loan Details

Francis is 41 years old and supports four members of his family. His spouse, Philomena, is a poultry farmer. They are blessed with children whose ages range from 7 to 13 years old. Francis has owned and operated a dairy farm in Ngejek for the past seven years. Francis is borrowing a loan of KE... More from Francis's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 881
    View loans »
    Kenya Loans Fundraising
  • $43,075,425
    Funds lent in using Kiva
  • 86.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Francis to purchase raw materials for construction of a dairy shed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 21, 2013
Currency Exchange Loss:
Feb 17, 2014