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Matumaini Group
In this Group: Marceline, Baeni, Therese, Elisabeth, Maombi, Fatuma, Salama, Kakule, Barerimana, Mastaajabu, Esther, Kavira, Hamuli, Faida, Byangangu, Mungwanzani, Safi, Colette, Riziki, Hunika, Soki, Bora, Chinama, Tabwe
This client, Esther, is a member of the loan collective Matumaini. She is a young woman entrepreneur, 27 years old, married, and the mother of three children. She is a retailer of clothing. She began her business with a Hekima micro-loan. She was introduced to this work by her mother. Esther displays her goods at military camps, along with her peers, and sometimes at the Katindo public market. Her husband is a military officer.

The profits from her business go toward savings, food, and covering her children's schooling costs. This new loan must serve to provide her with 30 lengths of 'pagnes' (the colorful cloth of western Africa). In addition, she would like to see her children grow up and to open a store.

This client thanks Hekima for its actions helping unbanked poor women to become autonomous.
View original language description ↓
La cliente Esther, membre du collectif de crédit Matumaini, jeune femme entrepreneur , dynamique, âgée de 27 ans, mariée et mère de 3 enfants. Elle est vendeuses des habits. Elle a commencé son business avec le micro crédit de Hekima. Elle fut initiée par sa mère dans cette affaire. Elle expose ses articles dans les camps de militaires auprès de ses pairs, tantôt au marché public de Katindo. Son mari est un officier militaire. Les bénéfices de son activité servent d’épargne, d’alimentation et d’appui à la scolarité de ses enfants. Ce nouveau prêt doit lui servir de s’approvisionner avec 30 pièces de pagnes. En plus, elle souhaite voir ses enfants grandir et ouvrir un magasin. La cliente remercie Hekima pour les actions d’autonomisation de pauvres femmes non bancables.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Matumaini Group's $5,325 loan helped a member to purchase 30 lengths of 'pagne' cloth.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Jan 21, 2013
Currency Exchange Loss:
Jun 17, 2013