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Update on Jenipher

Jenipher, now 58 years old, is from Ngiya in Siaya County which is located in the western part of Kenya. She has been selling assorted dry cereals and the business is doing great. For now she supports two grandchildren in school.

Jenipher sells cereals, she has been doing this business for the last 12 years and makes a monthly income of 20,000 Kenyan Shillings (KES). She is taking her third loan with KADET Ltd. which she will use to buy more stock of maize for sale. She will use the anticipated profit to pay school fees for her two grandchildren.

She dreams of leaving a legacy for her children and her grandsons too.

Previous Loan Details

Jenipher A. is 57 years old and is married to Barack Ochieng. They have one adult son. The husband has retired from his place of work and depends on his pension to enable him make ends meet. For the past 11 years, Jenipher has run a posho mill (grinding machine), grinding maize into maize flou... More from Jenipher's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 718
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 86.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Jenipher to buy maize to add to her stock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 9, 2013
Jan 21, 2013
Currency Exchange Loss:
Dec 17, 2013