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Ms Khalida is a 23-year-old lady. She had a difficult time after her father's business failed. She decided to work with her brother to support her family for a better future. Five years ago, she began to do stitching work for income, in her house. She stitches for the people living around her house and uses the income to support her entire family. However, due to lack of available funds, she is unable to meet the daily demands of her customers. She is currently in her second loan cycle and has borrowed PKR 25,000 from Kashf. She intends to use this loan amount to buy raw materials, including cloth, spools of thread, lace, and zippers in various colors, to create a means of increasing revenues. This will enable her to generate a more robust income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Khalida to buy raw materials, including cloth, spools of thread, lace, and zippers in various colors, with which to make clothes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014