Kotiya is a 20-year-old married woman and a mother of one child. She has been tailoring for the past eight months. Her husband is a government employee. She accepted the fact that if only her husband works, he will not be able to meet the expenses of household. That is why she started tailoring at home to support her family as well. She and her husband manage their household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses. She has requested a loan of PKR 10,000 to purchase a new sewing machine with more spools of thread in various colors. In this way, she will be able to meet the increasing demand of her customers consistently. Her regular customers are her neighbors and the local community. Kotiya hopes to grow her business through all her hard work.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.