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Astghik is involved in agriculture. She keeps 4 cows, 3 sheep and owns agricultural land where nut, apple and pear trees are grown.
Together with agriculture, Astghik also works at a local school as a teacher. She gets a monthly income, but it is enough only to cover her basic needs. Agriculture helps her to have stable income and sustain her family. Despite her young age, Astghik is a very hardworking lady and is the only breadwinner of the family. So, in order to expand her agricultural business she has applied for this loan. With the help of the loan she will purchase a cows and forage for feeding the livestock. This will enable her to increase sales of milk products and get a higher income.
Astghik lives with her mother, sister and brother in the town of Jermuk.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Astghik to pay for a cow and forage for feeding the livestock.
93% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 25, 2012
Jan 21, 2013
Currency Exchange Loss: