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Ulfatmo is a 39-year old woman who lives in the city of Vahdat. She lives with her husband. She has two small and charming children.

Ulfatmo has secondary specialized education. She is a seamstress. For a period of three years Ulfatmo has been working with sewing. Further she embroiders interesting figures and flowers in order to enhance the look of the dresses. She provides the service from her home. Every day she studies how to make new images and unusual patterns, in order to give her loyal customers the opportunity to find their image.

Ulfatmo takes a loan for the purchase of an additional sewing machine, and the purchase of beads, stones and thread.
View original language description ↓
Улфатмо 39 - летняя женщина проживающая в городе Вахдат. Она живет с мужем. У нее двое маленьких, очаровательных детей. Образование у Улфатмо средне - специальное. Она портниха.
На протяжении трех лет Улфатмо занимается шитьем. Также она вышивает интересные рисунки и цветочки, чтобы разнообразить виды платьев. Она предоставляет услугу у себя дома. Каждый день она учится создавать новые образы и необычные рисунки, чтобы дать возможность найти свой образ своим постоянным клиентам. Улфатмо берет кредит для приобретения еще одной швейной машинки, покупки бисера, камушек и ниток.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Ulfatmo to purchase a sewing machine and to buy beads, stones and thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Jan 22, 2013
Currency Exchange Loss:
Feb 17, 2014