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Mavluda is a very hard-working and driven woman. She is married and has 2 adult children.

Mavluda had a difficult life as a child. From early childhood, she worked as a seamstress: every day after school, she made dresses for other girls and women of her village, in order to earn some money for her family. When she was older, Mavluda moved to the city to go to college, got married, and once again started sewing women's clothing. In order to provide food for their children, her husband became a butcher.

In addition to sewing, Mavluda cultivates wheat, corn, peas and other crops. She has been in this business for over 20 years. Her husband, son and daughter-in-law help her with farming. Mavluda sells her harvest directly to the local populace at prices that are lower than those at a market. Most people in the region purchase wheat, process it into flour at a mill, then bake their own bread.

Mavluda would like to increase her income in order to pay for her youngest daughter's education. Mavluda herself dreamed of post-secondary studies, but was unable to pursue them due to family circumstances. This is why she now works hard and tries to provide university education for her children.

Mavluda is planning to launch a new livestock business in order to earn additional income. She has taken the course "Succeed", organized by the Association of Business Women, and received her graduation certificate. She is requesting a loan of 15000 somoni to purchase cattle and is counting on your kindness.
View original language description ↓
Мавлуда очень трудолюбивая и целеустремлённая женщина, она замужем. Мавлуда имеет 2 детей. Дети совершеннолетние. В детские годы условия жизни у нее были очень тяжелые. С самых ранних лет она занималась шитьём. После занятий в школе она шила платья девушкам и женщинам своего кишлака, чтобы заработать деньги для содержания семьи. Повзрослев, она поехала в город, чтобы учиться в кооперативный техникум, вышла замуж и опять занималась шитьём женской одежды. Чтобы прокормить детей, муж Мавлуды начал продавать мясо. А также Мавлуда выращивает пшеницу, кукурузу, горох и другие сельхозпродукты. Уже более 20-и лет она занимается этим бизнесом. Муж, сын и невестка помогают ей в ведении бизнеса. Полученный урожай она продает местным жителям по более низкой цене, чем на базаре, с первых рук. Большая часть населения данного района приобретают пшеницу, а затем на мельнице получают муку и выпекают хлеб для личного пользования. Мавлуда хочет получить больше дохода и оплатить за учёбу младшей дочери. Сама Мавлуда мечтала получить высшее образование, но по образовавшему обстоятельству не смогла. Поэтому трудится и старается, чтобы её дети получили высшее образование. Она планирует организовать новый бизнес скотоводством для получения дополнительного дохода. Она обучилась в курсе «Добейся успеха» организованный Ассоциации Деловых Женщин и получила сертификат. Она запрашивает займ на сумму 15000 сомони для покупки скота. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 190
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,150 helped Mavluda to buy cattle for her new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Jan 22, 2013
Currency Exchange Loss:
Sep 21, 2013