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This is Marlito, 56, resident of Intramuros, Philippines. He is a widower and father to his children. He and his children manage their household while operating a business. He is working hard to provide income for their everyday living.

Marlito operates a video/karaoke shop. He provides a place in his house to be used by customers who want to rent the video/karaoke machine. Customers can also rent the karaoke machine and bring it to their house for a higher rental fee. He also has a food stall. His regular customers are his neighbors and the local community. He earns a minimum of 500 Philippine pesos (PHP) in sales every day.

To help him continue operations of his business, Marlito is requesting a 20,000 PHP loan. He will be using the loan for the maintenance of his video/karaoke machine. He expects a boost in his business income as he expands his business.

Marlito hopes that his children will finish their studies and dreams of expanding his business and having more businesses. He meets up with his co-fellowship* members to share stories of his life and work every week. This is where he can also draw strength and inspiration from the fellowship and from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 300
    View loans »
    Philippines Loans Fundraising
  • $52,091,300
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Marlito to pay for the maintenance of his video/karaoke machine and to buy another one.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Jan 20, 2013
Currency Exchange Loss:
Jun 17, 2013