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Joana
Joana, age 22, is a hard-working woman with a great desire to get ahead. She is single, but she has 2 beautiful children, aged 7 and 5, respectively, whom she loves very much. Together with them she lives in her mother's house, along with her siblings.

Joana's work is selling groceries. For this purpose she has a small store set up in her house, where she serves her customers, who are mostly her neighbors. She started only one year ago, due to the need to have an income to allow her to supply the basic necessities to her children. Thankfully she was able to have access to a loan, which helped her to assemble the working capital she needed to set up ber business. With time, she has been able to build up her customer base.

She likes her business because it allows her to be at home and have the tranquility she needs to take care of her small children. At the same time, she can use her free moments on other activities which bring her some extra money. She has plans to keep growing and expanding her store, offering her customers a greater variety of items that they want. This is her first loan with MFP, and she feels grateful for the financial help they provide to carry out her plans. She also feels happy with her communal bank, since she knows the members and she considers them responsible people with a sense of solidarity.

The amount she is requesting, 1000 new soles, will be invested in buying rice, sugar, eggs, milk and other products on a wholesale basis, seeking lower prices so that she can obtain greater earnings.
View original language description ↓
Joana, de 22 años de edad, es una mujer trabajadora y con muchas ganas de salir adelante, es soltera pero tiene 2 hermosos hijos de 7 y 5 años de edad respectivamente a quienes quiere mucho y con junto a ellos vive en la casa de su madre a lado de sus hermanos.
La actividad que realiza Joana es la venta de abarrotes, para eso cuenta con un bodega instalada en su propia casa desde donde atiende a su clientes que en su mayoría son sus vecinos. Se inició hace tan solo 1 año por la necesidad de contar con un ingreso económico que le permita suplir las necesidades básicas de sus hijos gracias a que pudo tener acceso a un crédito que le ayudó a completar el capital de trabajo que necesitaba para instalar su negocio, con el tiempo ha logrado consolidar su clientela.
Le gusta su negocio pues le permite estar en casa y contar con la tranquilidad que necesita para cuidar a sus pequeños hijos, asimismo, puede emplear sus momentos libres en otras actividades donde perciba algún dinero extra, tiene planes de seguir creciendo y ampliando su bodega ofreciendo a sus clientes mayor variedad de artículos que ellos demandan. Este es el préstamo número 1 con MFP, se siente agradecida por el apoyo financiero que le brindan para concretar sus planes. Además se siente a gusto con su banco comunal pues conoce a sus integrantes y los considera personas responsables y solidarias.
El monto solicitado de 1000 nuevos soles los invertirá en la compra de arroz, azúcar, huevos, leche y otros al por mayor buscando los precios mas bajos para así obtener mejores ganancias.

About Peru

  • $6,715
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $56,740,750
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Joana to buy rice, sugar, eggs, milk and other products on a wholesale basis at lower prices.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 7, 2013
Listed
Jan 20, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013