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Ran's Group
In this Group: Ran , Mom, Noeurn
Ran is an original citizen from Moung Russey district of Battambang Province, Cambodia. She is 27 years old and married and blessed with three children who depend on her. One of them is in school and the remaining two are too young for schooling.

To deal with daily costs of living, she and her husband manage two hectares of rice farming and another two hectares of sesame. Sometimes, for extra income, her husband also uses his spare time to work for others for a fee.

The business that she has engaged in for five years has helped her to earn up to 22,500 KHR per day. Ran has been with VisionFund for three loan cycle already. She has used her loans wisely to upgrade her living conditions as well as to maintain her business.

Now, in a group of three, she is a leader. The entire loan amount of her group is 3,800,000 KHR. Ran, whose loan portion is 1,400,000 KHR, is going to spend her loan on paying those she has hired to harvest her crop and purchasing fertilizer and insecticide for her sesame field.

She hopes to gather her production in a timely way so that she can make more profit and sustain her living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 201
    View loans »
    Cambodia Loans Fundraising
  • $36,978,250
    Funds lent in using Kiva
  • 3,992.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ran's Group's $975 loan helped a member to buy fertilizer and insecticide and to pay harvesting fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 21, 2012
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 18, 2014