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Update on Vera

Vera is an entreprenur from Melitopol. She sells men's and women's clothes at the local market. She has 14 years of experience doing this type of work. Vera needs a loan in the amount of 5000 hrivna to buy seasonal winter products, namely sweater, sweatshirts, tolstovka shirts, jumpers, shirts, etc. for selling during the cold weather months.
View original language description ↓
Вера – предприниматель из Мелитополя. Она занимается торговлей мужской и женской одеждой на местном рынке. Опыт работы составляет уже 14 лет.
Вере понадобилась сумма в размере 5 000 гривен для того, чтобы закупить сезонный зимний товар, а именно свитера, пуловеры, толстовки, джемпера, рубашки и т.п. для последующей реализации в холодное время года.

Previous Loan Details

Vera lives and works in the city of Melitopol. She sells women's clothing and footwear at the market near the train station. She has her own retail space and about 14 years of work experience. She is now 60 years old. Although she could already retire and stop working, she doesn't want to ... More from Vera's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Vera to buy seasonal winter products, namely sweater, sweatshirts, tolstovka shirts, jumpers, shirts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 21, 2013
Currency Exchange Loss:
Jul 18, 2013