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Martina Monserrate
The “9th of July” Communal Bank meets every 15 days in Montecristi Canton, known for its rich pre-colonial culture and for its artisan craftsmanship, which is known at a national and international level. This is the source of the famous 'Panama' hats.

Martina resides here. She is 38 years old, married, and from this relationship there are 4 children, ages 17, 16, 14, and 12, who study in the local school. Her husband works as a builder.

For the purpose of earning something on her own, and thereby helping her husband with household expenses, over 4 years ago, Martina began a small business, selling drinks and quick meals such as tuna cakes, meat pies, and raw fish and shrimp ceviches. She rented a small stall very close to the local market, a place where many people come to shop, and her sales are very good. Martina works every morning, selling her delicious ceviches, and every afternoon selling her other dishes. Her children help with the business.

This loan is for purchasing fish, shrimp, plantains and other foods necessary for preparing the meals. This is her communal bank's 2nd loan cycle. She likes the bank because, thanks to these loans, it is now easier to finance her business.

Martina's dream is that her children should finish their studies and become upstanding persons.
View original language description ↓
EL Banco Comunal 9 De Julio se reúne cada quince días en Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Martina, tiene 38 años de edad, está casada y de esta relación tienen cuatro hijos de 17, 16, 14 y 12 años que estudian en el colegio. Su esposo trabaja de albañil.

Ella con la finalidad de ganar algo por su cuenta y con esto ayudar a su marido con los gastos del hogar hace más de 4 años empezó un pequeño negocio, vende bebidas y comidas rápidas como corviches, empanadas, ceviches de pescado y camarón, ella alquila un pequeño local muy cerca del mercado de la localidad lugar donde llega mucha gente y sus ventas son muy buenas, trabaja todos los días en las mañanas vendiendo los deliciosos ceviches y en la tarde sus otros alimentos, sus hijos le ayudan en su negocio.

Este crédito es para comprar pescado, camarón, plátano y otros víveres necesarios para preparar los alimentos. Este es el segundo ciclo en el Banco Comunal y le gusta porque gracias a los créditos ahora es as fácil financiar su negocio.

Su sueño es que sus hijos terminen sus estudios y sean personas de bien.

About Ecuador

  • $10,200
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $23,137,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Martina Monserrate to buy fish, shrimp, plantains and other ingredients for the meals she sells.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 28, 2012
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
May 17, 2013