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Karina Jahaira
The July 9 Communal Bank meets every 15 days in Canton Montecristi, which is know for its rich pre-colonial culture and for its handicrafts that are known at the national and international levels. It is the place with the famous straw sombreros.

Karina lives in this place. She is 22 years old, single, and lives in her parents' home.

She learned cosmetology and personal care at a school in the city where she obtained her cosmetology license. She is a very hardworking woman. Little by little, with what she learned at the school, she has been building a beauty salon. She started with very little, but with the help of loans, she has been buying the necessary tools and instruments for her work. She gives haircuts, dyes hair, and provides many other services. She has had her salon for five years, and thanks to her effort, she is shaping a good future for herself.

This loan is to purchase dyes, hair treatments, nail polishes, and other cosmetics that she needs for her work. She has been with the communal bank for five cycles and she likes it because of the help that the loans provide her.

Her dream is to have a better beauty salon in the city.
View original language description ↓
EL Banco Comunal 9 De Julio que reúne cada quince días en Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señorita Karina, tiene 22 años de edad, está soltera y vive en casa de los padres.

Ella aprendió belleza y arreglo personal en una academia de la ciudad por lo cual obtuvo su título de artesana en esta rama, como es una mujer muy trabajadora con lo que aprendió en la academia poco a poco ha ido adecuando un salón de belleza, empezó con muy poco pero con la ayuda de los créditos ha ido comprando las herramientas e instrumentos necesarios para realizar sus trabajos, ella realiza cortes de cabello, tinturados y muchos trabajos más, lleva 5 años con su salón y gracias al esfuerzo de su trabajo se está forjando un buen porvenir.

Este crédito es para comprar tintes, tratamientos capilares, esmaltes y otros cosméticos que ella necesita para su trabajo. Lleva cinco ciclos en el Banco Comunal y le gusta por la ayuda que le brindan los créditos.

Su sueño es tener el mejor salón de belleza de la ciudad.

About Ecuador

  • $10,200
    Average annual income
  • 18
    View loans »
    Ecuador Loans Fundraising
  • $22,604,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Karina Jahaira purchase dyes, hair treatments, nail polishes, and other cosmetics.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 28, 2012
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
May 17, 2013