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Patricia Jacqueline
The Guillermo Balda communal bank meets every 15 days in the Montecristi canton known for its rich pre-colonial culture and for its crafts which are renowned on a national and international level. It is home to the famous Panama hats.

Patricia, 32, lives in this area, she has separated from her partner, but from her previous relation she has two children of 11 and 15 years old, both of whom study in secondary school. To get her children ahead in life, through the fruit of honest work, Patricia carries out domestic work in a house in the area. However, to obtain additional resources other than what she earns in this job, she also works in sales, selling all types of clothes from door-to-door, making the most of her free time and weekends in which she has more time. She sells her merchandise on credit and collects payment every fortnight; it is thanks to loans that she was able to set up this business, enabling her to earn something to help her get her children ahead.

This loan is to buy trousers, shirts and all types of clothes that she sells. She has been with this communal bank from the beginning and she likes it because with the loans that she is able to get ahead in life on her own with her children. Her dream is that her children become professionals.
View original language description ↓
EL Banco Comunal Guillermo Balda se reúne cada quince días en Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Patricia, tiene 32 años de edad, está separada pero de su relación pasada tiene dos hijos de 15 y de 11 años de edad los dos estudian en colegio.

Ella para poder sacar adelante a sus hijos con el fruto del trabajo honrado se dedica a realizar trabajos domésticos en una casa de la localidad, pero para obtener recursos a parte de lo que gana en su trabajo también se dedica al comercio, vende ropa de todo tipo y su forma de venta es puerta a puerta, ella aprovecha sus ratos libres y fines de semana que tiene más tiempo, deja su mercadería a crédito y cobra cada quince días, gracias a los créditos pudo empezar con este negocio que le permite ganar algo que le ayuda a salir adelante con sus hijos.

Este crédito es para comprar pantalones, blusas y todo tipo de prendas de vestir que ella vende. Esta desde el inicio en el Banco Comunal y le gusta porque gracias a los créditos ella puede salir adelante sola con sus hijos.

Su sueño es que sus hijos sean profesionales.


About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped Patricia Jacqueline to buy trousers, shirts and all types of clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 28, 2012
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013